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Credit Card Statement: Why is it important to view credit card statement?

Speed News October 14, 2021 2 min read
Speed News the love

If you do not see then do a big mistake

 

Credit Card Statement: If you have a credit card of any bank, then it is very important to see its statement. The credit card statement tells you about all the important things related to your account.

 

  1. It is important to check the credit card statement
  2. Keep complete information about these things
  3. Banks send statements before billing cycle

 

New Delhi. If you use a credit card, then this news is for you only. It is very important to see the credit card statement. This statement shows how the customers have used the credit card for the billing time. Experts say that credit card statements also help users to maintain their credit score. One should always read the credit card statement carefully to keep an eye out for suspicious and suspicious transactions. It is very important to see these things in the credit card statement.

 

  • transaction charge

 

The user should check the fees that come with the credit card bill correctly. Keeping track of credit card details helps users. Sometimes banks charge extra charges for spending more than the credit card limit. Along with this, many types of taxes are also deducted. It is important to keep an eye on them.

 

  • credit limit

 

Credit card statement gives information about credit limit and total outstanding amount. The total amount includes all the EMIs that they have to pay along with the charges levied in the given billing cycle. This suggests users to pay some outstanding amount every month to avoid any extra charges.

 

  • reward point balance

 

Sometimes, using a credit card gives you some reward points, which are valid only for a certain period of time. The user should use the reward points before they expire. The credit card statement gives information about all the extra points available on the credit card. Along with this, the statement also shows how many extra points the user has used.

 

  • change in rules

 

The credit card provider bank or company sometimes changes some of the terms and conditions. If your bank has also changed the rules related to credit cards, then these can be found out in the monthly statement and if you do not see them then it can be missed.

 

  • Interest

 

The credit card statement includes details related to any interest charged on your outstanding balance. Credit cards come with an interest-free period of up to 50 days, after which interest is charged on the outstanding amount. With the credit card statement, you will be able to get complete information about the interest.

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